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If  We  Do  Not  Prepare for  Our Children's  Future, Who Will?  

An annuity is a contract between you and an insurance company.

Tax-deferred annuities offer important benefits not found in in other tax-qualified accounts (such as IRAs and 401(k) plans): first, there is no limit to the amount of money you may contribute to an annuity; and second, the value of the Annuity is not considered an asset when calculating the "Needs" for College Funding from the Department of Education.

We combine a Twenty thousand dollar whole life policy that builds cash value and is added to the value of the Annuity.  In this way, the child receives the combined income and the accumulation of cash occurs more rapidly.

Department of Insurance License Number available upon request

This site is owned and operated by a Credentialed Pre School Teacher in the State of California, who understands the concerns parents have with paying for college, trade school or technical schooling  for their children..





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