| Cash for Merchants Cell Phone: 1 510 264-0502 
A merchant cash advance provides you, the small business owner, with the ability to have access to needed capital from within your own hidden resources. We purchase a pre-determined amount of your business's sales volume sold through your VISA or MasterCard (MC) merchant account, and advance that cash to you. We utilize the cash stream generated from credit card sales as the means for auto-repayment.
Numerous Benefits
*Fast approval and funding
*Lower credit standards than traditional lenders
*Tax benefits
*No collateral or equity needed
*No tax returns required to qualify
*We will match, or in some cases reduce, your current processing rate
*No hassle payback process: we take a set percentage daily from your VISA/MC sales; that way we roll with your business to help with cash flow (no fixed payments). You keep all of your cash business, your checks, and other credit card volume (Diners Club, Discovery Card, etc.).
Funding is based on future VISA and MC sales, not on credit scores. This type of funding (known as receivables financing in the banking industry) allows you to sell your future receivables at a discount so that you can use funding for working capital, equipment purchases, advertising, renovations, expansion, or to pay off taxes. There are no restrictions on the use of funds.
Cash advances have been around since the 1950's. It wasn't until a few years ago that retailers, restaurant owners, and service businesses could take advantage of this type of funding.
Your VISA/MC volume will qualify you for $5,000 to $150,000 (as much as $300,000 in some cases) in funding to retail and restaurant establishments that have been in business for at least one year. The size of the cash advance is determined by your average VISA/MC volume over a 90-120 day period.
Qualifying Is Easy
*Generate a minimum of $2,500 in VISA/MC sales per month
*Be in business at least one year
*Provide VISA/MC merchant statements for the previous 6 months
*Provide 6 months of bank statements
*Have a personal credit score of at least 500
*Be in good standing with your lease (at least one year remaining on lease)
Pre-approval is usually obtained within 24-48 hours Funding usually takes 10-15 working days, depending on the amount of the transaction and the time it takes to get the necessary documents required to fund. Contact Us for Immediate Consideration |